Terms of Use

Effective August 29, 2026

These are the terms for using tommyinsures.com, the website of Tommy Keehl American Family Insurance. They’re short on purpose — the site exists to tell you about the agency and start a conversation, nothing more.

This site is informational

Nothing on this site is an offer to sell insurance. Insurance coverage cannot be bound or changed via this website, the quote form, email, voicemail, or fax. Submitting the quote form starts a conversation with the agency; any actual coverage decision happens in that conversation, with a licensed producer, under a real policy.

Quotes are subject to underwriting

Any quote you receive is an estimate until the carrier completes underwriting. Products are not available in every state, and eligibility and pricing depend on your specific situation.

General information only

Content on this site describes insurance concepts in general terms. Your actual policy is the only document that governs your coverage — if this site and your policy ever seem to disagree, the policy wins.

Intellectual property

The American Family Insurance name and logo belong to American Family Mutual Insurance Company, S.I. The rest of the site’s content belongs to the agency. Please don’t copy or reuse either without permission.

No warranties, limited liability

We work to keep the site accurate and available, but it’s provided as-is: we can’t promise it will always be error-free or online, and to the extent the law allows, the agency isn’t liable for losses that come from relying on the site itself rather than on an actual policy or a conversation with the office.

Governing law

These terms are governed by the laws of the State of Missouri.

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